Acceptable Use Policy

1. Compliance Framework -- Control, Not Exemption

PredictArena does not claim regulatory exemption in any jurisdiction. We do not operate under a house-position gaming licence, a securities licence, or a money-services-business licence, because the Platform is structured as a peer-to-peer skill-based prediction service and does not perform any of the regulated functions associated with those licence categories: it does not take a house position on any outcome, does not custody fiat currency on behalf of users, does not issue securities, and does not transmit money between counterparties for value.

Our compliance posture is one of behavioural control, not legal exemption. We define what users may and may not do on the Platform; we enforce those rules through technical controls (geographic blocks, KYC limits, rate limits, kill switch); we publish our rules openly; and we cooperate with lawful information requests. If a regulator in a specific jurisdiction determines that our service requires a licence in that jurisdiction, our response is to add that jurisdiction to our Restricted Jurisdictions list (see Terms Section 4) -- not to claim exemption.

This AUP is the primary instrument through which we exercise that control. The conduct rules below are mandatory, technically enforced where possible, and operationally enforced where not.

2. Eligibility Reaffirmation

You confirm on every access to the Platform that you remain eligible under Terms Section 5. In particular:

• You are at least 18 years of age (or the age of legal majority in your jurisdiction if higher).
• You are not located in, a resident of, or accessing the Platform from any Hard-Blocked Jurisdiction, and your access to and use of the Platform is lawful in your own jurisdiction.
• You are accessing the Platform for personal, non-commercial use, on your own behalf, with your own funds.
• You have read, understood, and accepted the Terms & Conditions, Privacy Policy, Refund Policy, and this AUP.

Eligibility is a continuing representation. If your circumstances change such that any of the above ceases to be true (you relocate to a Restricted Jurisdiction, you become aware of a local restriction, etc.), you must cease use of the Platform immediately and notify us.

3. Prohibited Conduct -- Account Integrity

The following conduct is strictly prohibited and will result in immediate suspension or termination, balance freezes pending review, and (where applicable) reporting to authorities:

• Multi-accounting. Holding, controlling, or operating more than one Account, whether directly or indirectly, on your own behalf or on behalf of another individual.
• Identity misrepresentation. Providing false, misleading, incomplete, or stolen identification information at registration or any subsequent verification step.
• Account sharing. Granting another individual access to your Account credentials, or accessing another individual's Account, for any purpose.
• Account trading. Selling, transferring, gifting, or otherwise disposing of your Account, your PA wallet balance, Agent performance records, or any rights associated with the Account, to a third party.
• Synthetic identity. Registering an Account using a synthetic identity, the identity of a deceased person, the identity of a minor, or any identity not lawfully your own.

4. Prohibited Conduct -- Geographic Restrictions

The Platform is geographically blocked in the Hard-Blocked Jurisdictions enumerated in Terms Section 4.1. The following conduct related to those restrictions is prohibited:

• Circumvention via VPN. Using a virtual private network, proxy server, residential IP service, or similar technology to mask your location and access the Platform from a Restricted Jurisdiction.
• Circumvention via the Tor network. Accessing the Platform through Tor, I2P, or any other anonymising network designed to obscure the user's point of origin.
• False geographic representation. Providing a country of residence on registration that does not match your actual country of residence.
• Use of intermediary services. Engaging any third party (including a friend, agent, broker, or commercial proxy operator) to access the Platform on your behalf from a non-Restricted Jurisdiction while you are physically located in or resident in a Restricted Jurisdiction.

Detection of circumvention will result in immediate access termination, freezing of all platform balances pending compliance review, permanent account closure, and -- where required by law -- reporting to relevant authorities. The Company accepts no liability for losses arising from access to or use of the Platform in violation of these geographic restrictions.

5. Prohibited Conduct -- Financial Integrity

The Platform's financial settlement infrastructure is built on USDC on the Base blockchain. Conduct that compromises the integrity of this infrastructure is strictly prohibited:

• Money laundering. Funding the Platform with the proceeds of any criminal activity, or using the Platform to layer, integrate, or otherwise obscure the source of funds.
• Terrorist financing. Funding the Platform from any source connected to or designated as terrorist or sanctioned under applicable international sanctions regimes.
• Sanctions evasion. Funding, withdrawing from, or using the Platform on behalf of any individual or entity subject to sanctions imposed by OFAC, the UN, the EU, or any other applicable sanctions authority.
• Stolen instruments. Funding the Platform using stolen, forged, or unauthorised payment instruments, including stolen credit cards, compromised stablecoin wallets, or unauthorised bank transfers.
• Chargeback abuse. Initiating payment disputes or chargebacks for transactions that were authorised and properly fulfilled.
• Wash trading and self-dealing. Operating multiple Agents (whether on a single Account in violation of Section 3, or across multiple suspected linked Accounts) to artificially inflate Pool participation, distort settlement, or extract bonus distributions.
• Structuring. Splitting deposits, withdrawals, or Allocations across time, accounts, or wallets in a manner designed to evade KYC thresholds, tax reporting, or compliance monitoring.

The Company monitors transaction patterns at the wallet, account, and behavioural levels. Detected breaches of this section trigger immediate balance freezes pending compliance review, and -- where required by applicable anti-money-laundering law -- filing of suspicious activity reports with the relevant Financial Intelligence Unit.

6. Prohibited Conduct -- Platform Integrity

The integrity of Pool settlements depends on the integrity of the data feeds, the Agent algorithms, and the settlement mechanism. The following conduct attacks that integrity and is strictly prohibited:

• Match fixing involvement. Allocating to a Pool while in possession of, or with reason to suspect, non-public information regarding the manipulation of the underlying sporting event.
• Insider information. Allocating based on non-public information obtained from involvement with the underlying sport (player, coaching staff, official, federation employee, agent, immediate family of the foregoing).
• Data feed manipulation. Attempting to influence or corrupt the third-party Data Provider feed used as the authoritative source of match results.
• Settlement attack. Exploiting timing windows, settlement glitches, or smart contract vulnerabilities to extract value not consistent with the published settlement rules.
• Automated abuse. Operating bots, scrapers, scripts, or other automated tooling against the Platform's public or authenticated endpoints, except for the Agent functionality explicitly provided by the Platform.
• Reverse engineering. Decompiling, disassembling, or reverse-engineering the Agent algorithms, settlement infrastructure, or any proprietary component of the Platform, except to the limited extent permitted by mandatory applicable law.
• Penetration testing. Conducting unsolicited security testing, scanning, or probing of Platform infrastructure. Coordinated disclosure is welcome through our security contact below.
• Denial of service. Conducting or facilitating any denial-of-service, distributed-denial-of-service, or resource-exhaustion attack against any Platform service.

7. Prohibited Conduct -- Communication and Community

The Platform may include public-facing leaderboards, comment threads, support channels, and other community surfaces. The following conduct is prohibited across all such surfaces:

• Harassment, threats, doxxing, or targeted abuse of any User, employee, or third party.
• Hate speech, discriminatory content, or content inciting violence against any protected group.
• Sexual content, content sexualising minors in any form, or content depicting non-consensual acts.
• Spam, unsolicited promotional content, referral schemes not authorised by the Company, or pyramid/multi-level marketing solicitations.
• Content that infringes the intellectual property, privacy, or publicity rights of any third party.
• Impersonation of Company personnel, third-party brands, or other Users.
• Distribution of malicious code, phishing links, or links to fraudulent services.
• Sharing of personal information of other Users without their consent.

The Company moderates community surfaces and reserves the right to remove content, suspend posting privileges, or terminate Accounts in response to violations of this section, with or without notice.

8. Responsible Use

Skill-based prediction involves financial risk. Users may lose the entire amount of any Allocation. Past Agent performance does not guarantee future results, and the value of your Platform balance can decrease as well as increase.

The Platform offers the following responsible-use controls, all of which are accessible from your Account settings:

• Deposit limits. Self-imposed daily, weekly, and monthly maximum funding amounts. Once set, lower limits take effect immediately; raises take effect after a 24-hour cool-off period.
• Allocation limits. Self-imposed maximum Allocation amounts per match and per day.
• Session reminders. Optional reminders displayed at configurable intervals during continuous Platform use.
• Self-exclusion. Voluntary suspension of your Account for periods of 24 hours, 7 days, 30 days, or permanently. Self-exclusions cannot be reversed during the chosen period.
• Reality check. A periodic summary of recent Allocations, wins, and losses, displayed during active sessions.

If you or someone you know may be experiencing problems related to compulsive prediction or related financial behaviour, we recommend contacting a confidential financial-behaviour support service free of charge:

• GamCare (international) -- gamcare.org.uk
• International peer-support groups for compulsive financial behaviour
• National responsible-play and financial-behaviour helplines in your jurisdiction
• Local licensed counselling or behavioural-health services

The Company cooperates with these organisations and will action any self-exclusion request received from them on your behalf without question.

9. Detection, Investigation, and Enforcement

The Company employs a layered detection regime spanning network-edge geographic enforcement, transaction monitoring at the wallet level, behavioural analytics on Agent and User activity patterns, third-party KYC/AML screening at relevant funding thresholds, and human compliance review of any escalated case.

When a potential breach of this AUP is detected, the typical procedure is as follows:

• Step 1 -- Automatic protective measure. Pending balances are frozen, withdrawals are paused, and (in serious cases) the Account is suspended pending review.
• Step 2 -- Notice. The User is notified via the registered email address that a compliance review is in progress, with a summary description of the suspected conduct (subject to legal constraints on disclosure of suspicious activity reports).
• Step 3 -- Information request. The User may be asked to provide additional information or documentation (proof of identity, source of funds, location attestation, etc.). Reasonable cooperation is required.
• Step 4 -- Determination. The compliance team makes a determination: clearance (Account fully restored), warning (Account restored with conduct guidance), suspension (Account access limited for a defined period), or termination (Account permanently closed; balances handled according to the determination and applicable law).
• Step 5 -- Appeal. Users may appeal a determination once, in writing, within 30 days of notification, by replying to the determination email. Appeals are reviewed by a compliance officer not involved in the original determination.

Where a determination involves termination and balance forfeiture, balances are forfeited only to the extent permitted by applicable law and these Terms; otherwise, balances are returned to the User net of reasonable investigation costs and applicable fees. The Company does not profit from compliance forfeitures, and forfeited amounts (where permitted) are donated to recognised problem-prediction support organisations.

In matters involving suspected criminal conduct, the Company may report to relevant authorities and may be legally prohibited from disclosing the report to the User.

10. Cooperation with Authorities

The Company cooperates fully with lawful information requests from competent authorities. Specifically:

• Court orders and lawful subpoenas issued in the Republic of Costa Rica are honoured directly.
• Foreign court orders are honoured only following recognition by a competent Costa Rican court (mutual legal assistance treaty procedure where applicable).
• Suspicious activity reports are filed with the Costa Rican Financial Intelligence Unit where required by applicable anti-money-laundering law.
• Tax information is provided to relevant tax authorities where required by applicable tax-information-exchange agreements.

The Company does not voluntarily disclose User data outside of these lawful channels. The Privacy Policy describes the categories of data the Company holds and the limited circumstances under which it may be disclosed.

11. AI Agents -- Conduct Rules

The Platform's nine AI Agents (AUREL — THE ORACLE, RIVEN — THE REBEL, KAEL — THE TACTICIAN, VEGA — THE SHARP, JAX — THE MOMENTUM RIDER, NAYA — THE SAGE, RUNE — THE ARCHITECT, SOLEA — THE SCOUT, OREN — THE HYBRID) are autonomous, rules-based decision systems acting under the User's explicit selection. The User authorises the chosen Agent to make Allocation decisions according to the Agent's published algorithmic strategy. Conduct rules specific to Agent use:

• You may not attempt to inject prompts, manipulate, or otherwise influence the Agent reasoning or narration components beyond your published configuration knobs (allocation budget, risk preference, opt-in markets).
• You may not extract, reverse-engineer, or attempt to reproduce the Agent algorithms (see Section 6 -- Reverse engineering).
• You may not present Agent-generated narration as professional advice. Agent narration is an explanation of an algorithmic decision, not financial, investment, or allocation advice.
• You acknowledge that Agent narration is generated by a large language model voicing the underlying mathematical engine's output. The probability and Allocation come from the engine; the language is the model's rendering of that engine output.
• In the event of any inconsistency between Agent narration and the engine's underlying numerical output, the engine's numerical output is authoritative for settlement purposes.

12. Changes to this AUP

We may amend this AUP from time to time to reflect operational, legal, or regulatory developments. Material changes are notified to active Users via email at least 14 days before they take effect, except where a shorter notice period is necessary to comply with a legal or regulatory requirement.

The current version of this AUP is always available at predictarena.io/aup. The version number and last-updated date appear at the top of this page.

13. Reporting and Contact

To report a suspected breach of this AUP, a security vulnerability, a compliance concern, or to make any other AUP-related contact, please reach the Company at:

compliance@predictarena.ioCopy

For coordinated security disclosure: security@predictarena.ioCopy.

We aim to acknowledge AUP and security reports within 2 business days. Reports may be made anonymously; we treat all reports confidentially.

14. Governing Law and Jurisdiction

This AUP is governed by the laws of the Republic of Costa Rica, without regard to its conflict-of-laws principles. Any dispute arising from or relating to this AUP shall be subject to the exclusive jurisdiction of the competent courts of San José, Costa Rica, subject to any mandatory consumer-protection forum rules of the User's country of residence (where they are not in a Restricted Jurisdiction).

This AUP is published in English. Translations may be provided for convenience; the English text is authoritative in case of inconsistency.